My Thoughts on the Healthcare System in Singapore: It has to Take Care of Singaporeans

Roy Happy People Helping People

I was asked to share my thoughts on the healthcare system in Singapore. Below are my thoughts.

Roy Ngerng's Thoughts on Healthcare in Singapore

For me, there are five broad areas I am uncomfortable with the current healthcare system:

(1) I understand that prices of healthcare goods and services are unilaterally jacked up by the hospitals, at the government’s demands. As many have written about, whenever the government “increases subsidies”, it will increase prices to cover for these “subsidies” so that it does not actually have to pay for the subsidies. But such increases in prices cause unnecessary inflation and also results in healthcare becoming unaffordable for the poor and middle-income whose wages do not increase fast enough to cover for them. Such artificial inflation has to stop.

(2) The government would increase Medisave contributions but the increase in Medisave contributions last year can net the government an additional $800 million or so while the government only dispense about $400 million in additional healthcare spending. This means that where the government “spends”, it collects more than it spends, and in this case, about twice more, which means that the government is earning from the tax and CPF that it collects from Singaporeans for healthcare. Where the government is not transparent about how it uses the funds it collects from Medisave, it is unsafe for Singaporeans to contribute such exorbitant amounts to the government, without knowing how and where they will be used. The government either has to be transparent or spend as much as it collects from Singaporeans, or both.

(3) In Medisave, for example, the government has collected $66 billion since 1984 but has only allowed Singaporeans to use 1.3% annually, which means that the “national health insurance” schemes do not help Singaporeans significantly and where Singaporeans still have to pay out of pocket – and the highest in the world – for healthcare, where the poor and middle income cannot afford, many of them have thus fallen out of the healthcare system. As such, health subsidies and Medisave payouts should be increased.

(4) For many of the poor who have to apply for Medifund, I understand that the processes are cumbersome – when they apply for Medifund, not only do they have to submit their own income statements, they also have to submit the income statements of their family members. Moreover, if they have to apply for Medifund, this usually also means that they would have to apply for social assistance for other aspects of their lives, which means that they have to spend a large proportion of their time applying for funds. For some people, they simply give up – we would too. For many of them, they work in ad-hoc jobs because they simply cannot find full-time jobs, and they have to find time to work whenever they are suddenly called up, and to also find time go to to numerous agencies to apply for social assistance. After a while, they give up, because it is so tiring to have to work and then still go around begging for money. It is not only tiring but demeaning and embarrassing. The government said last week that they would let government officials access the income and CPF statements of Singaporeans, to penalise Singaporeans if they do not pay their MediShield premiums but where the government can also easily do so, to access the income and CPF statements to decide how much Medifund funds to give out to needy Singaporeans, why would the government not to do so? The government makes the system complicated when it has to give out money, to prevent needy Singaporeans from accessing these funds but when the government wants to collect money, it makes it very easy for them to do so. But shouldn’t this be the other way round?

(5) At the end of the day, it is very simple. Make sure that Singaporeans earn enough and provide enough health subsidies – on the basis that healthcare is a public good which the government should provide, and also because when the health of Singaporeans are taken care of, they become productive workers and contribute to the economy. There are legit and sensible reasons to increase health subsidies. However, where the PAP government would instead increase prices and depress subsidies so as to earn from healthcare, then the government’s priorities are wrong. Moreover, where the government would not define a poverty level or implement a minimum wage to that level, and where 30% of Singaporeans cannot earn enough to spend for basic necessities but have to beg the government for money, it is not right for the government to blame Singaporeans for not working hard enough when they forced to have to ask for social assistance. Where the government leaves Singaporeans with no choice but to ask for social assistance, is it right to then prevent them from doing so?

There needs to be a fundamental relook of our healthcare principles to go back to the basics of healthcare provision and to take care of Singaporeans’ health by ensuring that they are paid adequately in wages and health subsidies are increased so that no Singaporeans would be left out. SDP’s proposal to implement a cap on the health expenditure that Singaporeans need to pay is wise. In Norway, citizens only need to pay a cap of $400 every year to see the doctor, the rest is paid by the state. In Hong Kong, citizens only need to pay a cap of $20 for each hospital visit. Singapore’s cost of living is similar to these two countries and where the tax and CPF/social security that is collected is similar, there is no reason why Singaporeans still have to pay more than $10,000 or $20,000 in a year just to go to the hospital.

Roy

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46 comments

  1. landragon123

    Yes the government subsidies are judge for show, a markup charges and a high discount just for a paper show. The latest improvements at the Poly Clinic, you now have to line up 5 times whereas in the old systems it was 3 times.
    Now there packet it in beautiful boxes which is just a waste of money for the medicine we get, for the old plastic bags are good.
    In the end, the charges are more often higher than the private doctors. But maybe their argument is we are seeing Specialist who are in fact mostly even Housemen.
    Sorry, I may be wrong in my judgement, but to lineup is a fact, which is just not necessary. So the Health Ministry must also be in a Lapse for there sent False Bills to you too.
    The price increase too, for Metal Patient was able to be seen at the poly clinic previously, but now only CWC and IMH see this patient and the prices are much higher.

    • choofrfreoer

      You do realise that it’s no the polyclinics which package the medicines, but the pharmaceutical companies which are doing it, right?

      You do realise that it’s not the polyclinics which are reaping the huge profits, but the pharmaceutical companies, because of their patents, right?

      You do realise that 1) pharmaceutical companies are private businesses and 2) without making huge profits, there is no incentive for R&D into novel medicines and remedies, right?

      Or you don’t?

      • landragon123

        I AM right about the packages, it is the work of the clinic. You are right about the pharmaceutical as the work hand in gloves with the doctors and clinic to tell you lies to sell you medication for Live for most illness and diseases there tell you that you have to be medicated for LIFE which is a big lie. Almost all diseases and illness have cures, but since most people believe in their doctors, there just feed the doctors for the rest of their life when the doctors said NO Cure only the tablets works for you for the rest of you life which is the Biggest Liar there tell you and these are your Doctors.
        There do R & D which means that there RAPE you till you DIE.

  2. Lim Li Anne

    Tks Roy

    I worked less than two years before I got married and had kids. Obviously what I have in the CPF or medi whatever is very little. I receive CPF statement I have 50K but all this is untouchable. Even if I need an operation I cannot use it most of it. What is the point of this? Does that mean i need to die first before the money gets transferred to my kids’ CPF account? And my kids need to die before it is transferred to their kids? Does it just go on forever? Pls enlighten me I don’t really understand where my CPF money will go? Or materialize…in exact words. I’m sure the govt doesn’t write a cheque out to the next beneficiary when I die…right?

    Sent from my iPhone

    >

    • LHL must step down

      Your question on behalf of the non-governmental income groups, visible our hard earn cash was occupied just for PM’s wife investment . not for our living . that is scam .

      • scam leadership must step down

        even we die, our cash transfer to our kids, they still look at the paper, no chance to get back, till our kids die , it transfer to our grandchildren, our grandchildren never get it back, used by PM’s grandchildren , that is scam

        we want our hard earn cash back, vote out PAP

    • vote for new leadership

      According to the dictator’s rule that no money no justice

      After we die, our kids will be sued by their kids if our kids no money to the lawyer if request our cash back,
      then our kids suicide .
      after our kids suicide , our grandchildren will be sued by their grandchildren ,
      then next ,our grandchildren was arrested and sent to jail
      after come out of jail, become schizophrenic patients,
      who cares it ? their kids or grandchildren still ranking number one in the World .

      what terrible disaster for our kids or grandchildren if continue vote for PAP.

      Singapore general election is coming soon, it was a battle to get rid of people continue to fight terrorist threats, including economic threats, threats to their jobs, dignity and a threat life. As long as PAP step down, the threat reduced.

      No matter who does the Prime Minister, that is a new era of the people of the Republic of Singapore, is unprecedented

      Voting is secret, voting is the Holy. Do not give up your precious vote.
      for our kids and grandchildren, Vote PAP out

      • vote for new leadership

        Prime Minister LHL is old, he has 4 kids .
        his father is 92, even very old , who think they have still ability to work or to take care for Singaporeans ? No never ! they just there for collect each of our hard earn money for their own childrend ( Lee Kuan Yew have 7 grandchildren, )

        is any of his granschild have some professional job ? No, keeping collect from our hard earn bloody coin

        they work, they fight for their own fortune and own welfare for their own children
        we do not only want LHL to step down, and will judge them

  3. Vincent

    Roy should be the Minister of Health and Minister of Finance and Prime Minister to solve these problems. Only he can . Yes.

    • jackfruit

      Yes I think Roy knows everything. He should be minister taking care of defence, home affairs, internal security, finance and also be prime minister. Only he knows how to run singapore well. No one else. And he is born to be a saviour.

      • vote for new leadership

        Roy has a great passion for politics, He has a basic insight, We believe that after 10 years, he will make a comeback.

      • choofrfreoer

        Roy Ngerng is a self-declared expert in all areas. Why do we even need to spend so much money on all our ministers and MPs? One Roy Ngerng is enough to rule the country! (By his judgement, that is)

      • vote for new leadership

        changing a new leader ,
        but the defence, home affairs, internal security, finance will not change
        because these is not personal asset, Will not change because of a personal career change.

        defence, home affairs, internal security, finance
        These are to be neutral, belong to the state

        only will change in the personnel arrangements, such as the CEO of Temasek

        Temasek is Singapore national asset, it belong to the people of Singapore

    • Rajandra

      This Roy is a serious shameless joker. I read a few lines of his blog and I stop. Utter rubbish, he basically pluck things from different context without looking at the big picture to complain. Totally a waste of netizen’s time.

      • lea xian loon

        Rajandra, then why did you spend time reading, and waste further time to respond to this blog?

        Since its a waste of time for you, Will you promise not to visit Roy’s blog again? Anyway, Roy didn’t steal your cpf or medisave money, unlike mr lee. You’re barking up the wrong tree

  4. John Smith

    1. “I understand that prices of healthcare goods and services are unilaterally jacked up by the hospitals, at the government’s demands”

    As an (ex-)worker in the healthcare industry, you should have be able to estimate the basic costs of medicines, therapies and service before subsidies. They are expensive, the government is already subsidising a lot, and you know it.

    2. “the government is earning from the tax and CPF that it collects from Singaporeans for healthcare”

    The government investing CPF does not mean it is putting CPF monies into it’s pocket. You put your personal savings into a bank and the bank invests. Why aren’t you complaining that the bank is earning from you unfairly?

    3. “In Medisave, for example, the government has collected $66 billion since 1984 but has only allowed Singaporeans to use 1.3% annually, which means that the “national health insurance” schemes do not help Singaporeans significantly”

    Your statement (assuming it’s true) illustrates that not all money collected goes into subsidies. It doesn’t illustrate people having problems paying their bills who require help. Another example, please. Although as an ex-worker in the healthcare industry, I have come into contact with patients who have problems paying their bills. We negotiate instalment plans or partial payment. But treatment is never denied.

    4. You have a point. Government needs to stop the red tape. I blame a certain ex-MOH minister who goes everywhere dividing Singaporeans among income/wealth lines. He is now in the process of doing this at MND.

    5. Agree. However, I believe that all Singaporeans must be treated equally. Not equitably. That is, everyone should have the same need-blind access to subsidies at all government health institutions, be it rich or poor. “Equality of treatment” is the epitome of “equality” in our pledge and star (on the flag), not “equality of outcome”. If the rich want to get better treatment, they can go to private health institutions and pay more.

    It is not the government’s job to discriminate where health is concerned, whether against the poor or the rich.

    • @John Smith

      1. subsidising a lot ? how much percentage of GDP ? Generally should be 20-30% if less 10% or 17 % , Is the worst.

      2. compare with bank ? it means PAP collect each of our cash monthly and form a bank for PM’s wife ? making she become a banker ? help her got more than S$401 million per year ?

      hello , who agreed this ! who’s idea graft one twig on another ?

      if in the beginning, PM honest inform people the true purpose , it will not successful .ok. it is cheating !

      again, Banks will not forcibly occupied over 55 years. divert our pension for investment, helps invest CEO got huge wage, that is scam if you still hold above 55 age’s cash tightly

      3. we can choice no see your doctor, you must repay above 55 age’s cash fully in time to us . we never use your PAP doctor , ok,

      if some patients who have problems paying their bills. case by case, it should not become the reasons you continue occupied our 55 age’s money

      4. According to previous Lee Kuan Yew’s attitude , those officers who neglect their duties must sent to jail, But in fact, Lee Kuan Yew is an extremely vicious and consistently insatiable greed , he is an robber. let his son go, better to Singapore’s future

      5. taken away people’s hard earn cash , gave them endless stress, cause them not affordable living for family , caused an healthy people sick ,

      then money use to see doctor, the doctor cost control by PAP, PAP is Lee Kuan Yew. how many people live to his age , still got multiple million wage !

      an vicious circle touches Singaporeans become sick men,
      Manufacturing large numbers of people committed suicide, or chronic diseases that black hand is him — Lee Kuan Yew !

      I hope before he died, to hear the tragic history of the people, He must stand trial.

      • SIMPLE

        According to the MOH,
        Medisave, introduced in April 1984, is a national medical savings scheme which helps individuals put aside part of their income into their Medisave Accounts to meet their future personal or immediate family’s hospitalization, day surgery and certain outpatient expenses.

        Under the scheme, every employee contributes 8% – 10.5% (depending on age group) of his monthly salary to a personal Medisave account. The savings can be withdrawn to pay the hospital bills of the account holder and his immediate family members.

        Key point is that the medisave can only be used by the Singaporean and his immediate member and his family. It still belong to him.

        According to Roy, the medisave is collected for the government to spend on the health care needs for everyone.
        He “expert” opinion after caerful thoughts:
        This means that where the government “spends”, it collects more than it spends, and in this case, about twice more, which means that the government is earning from the tax and CPF that it collects from Singaporeans for healthcare. Where the government is not transparent about how it uses the funds it collects from Medisave, it is unsafe for Singaporeans to contribute such exorbitant amounts to the government, without knowing how and where they will be used.

        Either the MOH or Roy is wrong or worse lying about it.
        I then look at my CPF statement and the conclusion is clear as to who …………..
        My CPF contribution belong to me and it is not TAX.

  5. Rajandra

    Roy, I have never read any article that as much rubbish as you. About everyone in Singapore detest you and you just go to any forum you can see that. Even opposition supporters are blaming you for giving oppositions a bad image. Not one single opposition party wants to support you or have anything to be related to you. In fact, some people even suspect that Roy Ngerng is a mole planted by PAP to smear the name of the opposition parties. You are truly the number one biggest liar and shameless Singaporean !!

    • witness

      A multimillionaire Prime Minister accused an unemployed person is a liar ?
      Ha Ha Ha Ha Ha Ha ………..Ha Ha Ha !
      that was Lee Kuan Yew’s harmful equation, in early period accusing people are communist, later accused people are chauvinism, racism, etc., and now accused Roy is a biggest liar…… next time accused Roy robbery…….

      Ha Ha Ha Ha Ha Ha ………..Ha Ha Ha ! a thief crying stop thief

      people are the judge and witness that PM is the biggest liar and shameless Singaporean !!

    • lea xian loon

      Rajandra,

      The following was also your post:

      “FEBRUARY 2, 2015 – 1:03 AM
      Rajandra
      This Roy is a serious shameless joker. I read a few lines of his blog and I stop. Utter rubbish, he basically pluck things from different context without looking at the big picture to complain. Totally a waste of netizen’s time.”

      Then why did you spend time reading, and waste further time to respond to this blog? Or are you one of those pap smear brigade again?

    • lea xian loon

      SIMPLE-minded @ Rajandra

      The public health service will constantly be understood by the public as money-grabbing for famiLEE at the expense of s’poreans, as long as famiLEE keep showing their cheeky faces on the pap-owned mass media…Hopefully upcoming general election in singapore will be much cleaner

      • 請李顯龍增加羞恥感和罪惡感

        PAP used more extra astronomical cost to take care LKY’s life , does PAP ever spent 1 % of Lee’s cost for saving an ordinary Singaporeans ? certainly not !

        So, with all the troops costs to a person, may we ask you – Rajandra ( Vincent )

        these people why should continue to do so if you call the people is a liar or shameless , now repay our CPF !!!

  6. landragon123

    @ John Smith we are talking about LHL and the CPF, why bring LKY into the Picture. LKY have done what he did for Singapore. CPF was started by him and did you ever ask or complained that there are Lapses or Corruptions there, I believe NO?
    It is LHL in the picture, with the help of his able wife, now invested our future saving into properties in the 3rd world and 1st world, like Japan and Europe.
    In Singapore there is a company that invested only in Singapore and Hong Kong only and there are only one of the Company that sure money as we and Hong Kong are small but the human growth are big and forever.
    The Japanese only invested in American but now there are switching to Singapore, WHY?

    • lea xian loon

      landragon123, can you answer the following:

      ” I receive CPF statement I have 50K but all this is untouchable. Even if I need an operation I cannot use it most of it. What is the point of this? Does that mean i need to die first before the money gets transferred to my kids’ CPF account? And my kids need to die before it is transferred to their kids? Does it just go on forever? Pls enlighten me I don’t really understand where my CPF money will go? Or materialize…in exact words. I’m sure the govt doesn’t write a cheque out to the next beneficiary when I die…right?”

      If you cannot, WHY?

      • landragon123

        lea Xian loon, give your real name no need to be a turtle hiding. It is this question that I am asking, but your ask me, only the SKY can answer but the SKY have no way to let you know, unless your religion is Taoist which use medium to communicate with the SKY.

    • 請李顯龍增加羞恥感和罪惡感

      LKY and LHL is two person, but one pocket.

      the following channels learn what an unknown Lee Kuan Yew :

      1. The 1963 Operation Coldstore in Singapore: Commemorating 50 years
      2. Francis Seow’s book: To Catch a Tartar
      Author: Francis T. Seow
      Publisher: Yale Univ Southeast Asia Studies
      Subtitle: A Dissident in Lee Kuan Yew’s Prison

  7. Boh Kia See

    To put it very broadly, Governments’ primary objective or mission is to look after its people. It is the one and only mission any Government have. Apparently it does not apply to Singapore.

    • landragon123

      Boh Kia See, this is not true, as I believe most Government goes for the money, in Singapore it is money for the Wife to loss and increase her pays when she loss more. When she loss almost $700 millions, she was promoted to become CEO and she never looks back as the story of trying to get a replacement was never successful. Maybe until we are bankrupted by her, or when the PM falls, there is no way and anyone can do anything BUT waits for the PM to fall or the value of our reserve to fall more.

  8. Pingback: Daily SG: 2 Feb 2015 | The Singapore Daily
  9. 請李顯龍增加羞恥感和罪惡感

    李总理访问德国和西班牙
    2015年02月01日 1800
    (联合早报网讯)李显龙总理今天展开2015年的首次海外双边访问,目的地是欧盟第一和第五大经济体——德国和西班牙。
    他将从1日至4日访问德国,并于5日和6日访问西班牙。总理公署文告说,总理此行是为肯定我国与德国和西班牙的友好关系,他将分别与两国领导人讨论如何强化双边合作。- See more at: http://www.zaobao.com.sg/realtime/singapore/story20150201-442061#sthash.XvYcVmIY.dpu

    ——————————————-

    知已知彼。 要號稱自己是第一世界,先要獲知什麼才是真正的第一世界。德國和西班牙是世界上對國民福利照顧的最好的國家之一 。請李總理除了遊山玩水以外,一定要學習德國和西班牙的第一世界,即使不想學, 也一定要獲知人家第一世界政府, 是怎麼樣照顧人民的..

    請全球領導人工資最高的李顯龍, 看看薪水最少的德国總理 ( 年薪約34萬美元 ) 給他們國民的福利政策汇总:

    德国是西方国家中建立社会福利保障制度最早的国家,起源可以追溯到中世纪。德国社会福利保障制度的完备以及高度效率是世界公认的。根据德国基本法第20条第1款,联邦德国是一个民主制和社会福利的联邦国家。德国的社会福利制度涵盖的方面非常的广泛,从你出生到你死亡,这些福利政策可以说是相伴你一生。从对孩子出生的育儿补贴,家庭补贴,以及生病护理等医疗保险到住房补贴和各种救济金,德国的福利政策辐射到生活的方方面面,以确保其公民的基本的生活条件。

    1、生育福利
    凡是德国的公民、持有永久居住签证者、获得工作签证者及其配偶都可以享受生育福利。育龄妇女在怀孕期间及其产后短期间内享受法律保护不被解雇,而且继续享受工资,夫妻双方可共同享受福利,可申请总时间长度为3年的育儿时间,且继续享受部分工资。如果育龄妇女在宝宝出生前没有工作,而丈夫是有工作的,那么每月可获得300欧元补贴。如果申请人在宝宝出生前有工作,生育补贴是宝宝出生前后平均税后工资差额的67%,最高不超过1800欧元。也就是说,如果休假不工作,就拿原工资的67%。如果为了照顾孩子半职工作,损失的这部分税后工资的67%由生育补贴补足。生育补贴最长领到孩子满14个月。此外,孕妇从怀孕到生产后的调养等一系列费用皆由保险公司承担。

    2、育儿福利
    《联邦子女补贴金法》规定,凡德国籍、持有德国永久居留签证及工作签证者的子女均有权享受儿童补贴。在德国出生的新生儿从出生之月就开始算起,而外国移民来的儿童则从入境德国的当月开始算起。儿童补贴金是按月领取的,具体为:第一个孩子184欧元,第二个孩子184欧元,第三个孩子190欧,第四个孩子215欧。每个孩子都可以拿到18岁,18岁以后如果要继续读书,可以拿到25岁,如果没读书也没找到工作,可以拿到21岁。18岁以上的孩子如果年收入超过7680欧元,则不能拿儿童补贴了。

    3、免费的教育
    德国政府非常重视教育,它的公立学校是免费的,孩子从小学到中学的教育都不收取学费。教科书等学习用品部分减免,德国的大学有大量助学金,家庭贫困的学生还可申请助学金。德国大学设施先进,并且非常注重理论知识的实践(所以实验课程非常多),在德国技术类的专科学校很出名,也是工程师的摇篮。德国的大学授课分为大课,小课和实验课,大课一般在可容纳500人以上的教室上,小课在容纳10人到30人不等的小教室上,实验课有专门的实验室。学生每学期自行安排课程,也就是说,相同内容的课,教授一周一般会讲2-3次,学生根据自己的时间选择一节去听。德国大学不发教科书,看书的话可以去图书馆,课堂上记笔记,也可以去教授的个人主页下载讲义。 德国大学的食堂菜品丰富,分量充足,安全卫生并且便宜。

    4、住房津贴
    按照联邦住房津贴法的规定,住房津贴是对有合法要求者的租金或者由于个人购房而造成的经济负担的一种补贴。通过提供住房津贴,使租金和购房负担不要超过家庭或者单身者的经济承受能力。住房津贴只向收入比较少的家庭提供。而且,德国人喜欢租房,有专门的租房公司提供长期租房,合同按年签,只要遵守合同规定,不存在房东不高兴撵租客出去的事情。房租在东部各州为400欧左右(90平米为例),西部和南部各州为700欧左右。房租分为暖租和冷租,即为包水电费和不包水电费。当然在德国你也可以买房,一般的独栋房屋花4—10万欧元就可以买到,德国的住房大多采用集中供暖的方式,所有的住房都配备有暖气片,一般在10月过后就有暖气提供,一直持续到次年5月。

    5、完善的医疗保险体系
    在德国,医疗保险的覆盖率基本上是100%,几乎每个居民都是法定或者私人医疗保险机构的成员,总收入低于47700欧元的(2007年标准)必须参加法定医疗保险。即使在偏远的农村地区,人们也享有广泛的医疗照顾,而且这种服务不会取决于病人收入的高低。一般外国学生都加入国家保险公司,费用50 欧元/月。持工签者推荐买私人保险公司的医疗险,费用70欧元/月,如果买国家保险公司的医疗险费用在100欧元以上。在医疗服务体制的建设上,德国不实行医疗定点制度,任何人可以选择到任何医院、任何药店看病买药。德国严格实行医药分开,医生开处方,病人到药店买药,医生的处方权和药店的售药权是严格分离的,医生不得建议或暗示病人到某一特定医院买药,这就避免了医生滥用处方权与药商共谋获取暴利的情况。

    6、社会救济金
    在德国,所有无力自助与无法从其他方面获助者都能得到社会经济金。根据社会救济法,联邦德国每一个处于此类困境中的居民,无论是德国人还是外国人都可要求提供社会救济,包括生活费用补助或在如伤残、疾病或照料等特殊生活状况中的补助或照应。社会救济金主要由地方提供。

    7、社会保险
    德国的社会保险制度规定必须参加的是医疗保险、事故保险、养老金保险、失业保险和护理保险。法律规定除工伤保险费全部由雇主缴纳之外,其他各项保险费均由雇主和雇员各缴一半。
    总之,德国是一个高福利高保障的国家,在医疗,养老等方面都有非常完善的体系。

    呼籲也是做政府人的李顯龍先生, 帶著極大的羞恥感和罪惡感結束訪問。

  10. 請李顯龍增加羞恥感和罪惡感

    1。 德国政府穩定市場,規定房地場40年價格不變,買賣價格受到政策限制,不許抬高價,你買的時候是什麼價,賣出去也是什麼價,你新加坡怎麼樣啊, 一年一個價,年年漲價,而且CapitLand CEO ,Temasek 也就是总理老婆從中牟取暴利, 大发横财,破坏市场,很不像话。

    2. 新加坡变成政府人逼迫国人纷纷自杀之岛,做政府如不脸红, 与其活着,不如死去。

  11. 請李顯龍增加羞恥感和罪惡感

    I ever suffered a tumor in my stomach, in CPF ‘s hospital queue , they want me to wait for 6-8 months later, which means I have to wait for the tumor to grow up. that time we saw newspaper that President Ong Teng Cheong’s wife death because advanced colorectal cancer, very afraid, i have forced to sell the family silver to find a private hospitals. in the end money save life, not CPF

    Since very limited money spent on private doctor , we have no extra money for a decent life.

  12. 請李顯龍增加羞恥感和罪惡感

    在大选前夕发红包, 涉嫌收买与行贿,如果侥幸连任,看不起医生要准备早死, 找不到工作要准备饿死, 买不起房子要准备穷死, 付不起法官要准备破产,吐诉无门要准备自杀, 新加坡百姓的大灾大难将永无尽头。

    浏览李显龙的FB,每天向他请安的人日子也不好过啊,他们先忤逆祖先, 不向自己的父母祖辈请安, 去排队讨好献媚, 事出有因。

    一个完全没有工厂, 船舶,车行, 银行起家的李显龙家族与政党, 其横财从哪里来 ? 先禁止国人动公积金,在巨大利润中,自己动手提取横财。拿给淡马锡用很爽,堆满千万薪水, 因为CEO是他老婆。

    他没有任何宗教信仰,所以没有起码的廉耻之心。即使他看到国人频繁自杀他杀投诉求助的消息时, 也无动于衷。

    非要留下这样的人为新加坡总理,除非一个利益小圈子里的人。

    ……..

    曾经一位新加坡记者在总统府问道李光耀: 你对新加坡单亲妈妈的困境有什么援助计划 ?

    李光耀的回答令我们大吃一惊:I don’t know…… i am not the single mother….. i am not in charge the cabinet right now……

    什么水准 ? 政治家 ? 既然不够水准,就不该在国会里面为自己开口要天价. 拿到了天价,却不做事,或者只做推国人下地狱的事 , 被众人背后指戳脊梁骨骂 , 划算吗 ?

  13. President Teo En Ming, Federation of the Universe

    Minister Mentor Lee Kuan Yew and Prime Minister Lee Hsien Loong of Singapore Want Teo En Ming Dead

    Minister Mentor Lee Kuan Yew and Prime Minister Lee Hsien Loong of Singapore want Teo En Ming dead. Lee Kuan Yew and Lee Hsien Loong want Teo En Ming to die young. I am only 36 years old. I do not want to die young. I want to live to a hundred years old and beyond!!! I want to live to a hundred years old and beyond!!! I want to live to a hundred years old and beyond!!! I want to live to a hundred years old and beyond!!! I want to live to a hundred years old and beyond!!!

    In fact, I want to live forever!!! I want to be an immortal!!!

    In fact, I want to live forever!!! I want to be an immortal!!!

    In fact, I want to live forever!!! I want to be an immortal!!!

    In fact, I want to live forever!!! I want to be an immortal!!!

    In fact, I want to live forever!!! I want to be an immortal!!!

    Teo En Ming has filed an official complaint against the Singapore Government at the United Nations Human Rights Council Branch and the International Criminal Court. Read the letter here:

    ***********************************************************************************
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    Mr. Teo En Ming’s Open Letter (Plea for Medical Help/Assistance) to World Leaders dated 27 August 2010. The letter dated 27 August 2010 is the most recent letter! Read the letter here:

    http://lists.mcs.anl.gov/pipermail/mpich-discuss/2010-August/007811.html

    Mr. Teo En Ming (Zhang Enming)
    Singapore Citizen
    Republic of Singapore
    2 Feb 2015 Monday Singapore Time

  14. SIMPLE

    World Health Organization Ranking; The World’s Health Systems
    1 France
    2 Italy
    3 San Marino
    4 Andorra
    5 Malta
    6 Singapore
    7 Spain
    8 Oman
    9 Austria
    10 Japan
    11 Norway
    12 Portugal
    13 Monaco
    14 Greece
    15 Iceland
    16 Luxembourg
    17 Netherlands
    18 United Kingdom
    19 Ireland
    20 Switzerland

    ROY, WHAT DO YOU THINK OF RANKINGS GIVEN BY WORLD HEALTH ORGANISATION?
    SINGAPORE RANKED SIXTH
    NORWAY RANKED ELEVEN

  15. SIMPLE

    If anyone ever happen to find a perfect ideal country in this world, please don’t go to that country, it will become imperfect.—- simple

  16. President Teo En Ming, Federation of the Universe

    Dear Fabrications About The PAP and other Facebook Users,

    Roy Ngerng Yi Ling DID NOT flee Singapore and abscond with the donated money. There is very clearly a mis-understanding between M Ravi and Roy Ngerng, as explained to me by Leslie Chew and various quarters. We are trying to patch things up between M Ravi and Roy Ngerng. We sincerely hope M Ravi and Roy Ngerng could still remain as friends. The Singapore Government is apparently trying to sow discord between M Ravi and Roy Ngerng. Please delete and stop circulating my video. This video is my intellectual property, I filmed it and it cannot be used without my express permission. Again, I request you to delete and stop circulating my video as soon as possible. I have also taken down my Original Youtube video. Thank you very much.

    Yours sincerely,

    Teo En Ming (Zhang Enming)
    Singapore Citizen
    8 Feb 2015

  17. President Teo En Ming, Federation of the Universe

    [YOUTUBE VIDEO] Launch of the Singapore Democratic Party Economic Policy Paper by Dr. Chee Soon Juan on 7 Feb 2015 Saturday

    Dear Citizens of the World,

    I have just completed uploading my video coverage of the presentation by Dr. Chee Soon Juan to Youtube at 6:25 PM SGT. Video rendering on my Intel Core i5 4430 desktop computer took a solid 4 hours for a 2 hr video. Youtube may take another 10 hours to process my video before it becomes online. Please wait patiently for my Youtube video. The presentation by Dr. Chee Soon Juan started at 2:00 PM SGT on 7 Feb 2015 Sat. I was late for the presentation by 45 minutes due to another important matter that I had taken up. I am very very sorry for being late.

    Filmed by Teo En Ming (Zhang Enming)
    Singapore Citizen
    8 Feb 2015 Sunday Singapore Time

    COPYRIGHT NOTICE:

    COPYRIGHT © 2015 TEO EN MING (ZHANG ENMING)
    SINGAPORE +65-9117-5902

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